Terms of Use

Last updated – April 2019

Please read this Terms of Use document carefully.

By accessing or using our website, you acknowledge that you have read, understand, and agree to be bound by all the terms and conditions set forth by ValueWealth Services (VWS), Institute for Wealth Advisors, Inc. and Stephen A. Kohn & Associates, Ltd. (SAKL).

If you do not agree to these terms, exit this website immediately.

ValueWealth Services - Terms of Use

In order to be eligible to receive our services, or access or use our website, you must acknowledge:

  • This service is for you, your spouse, your company or any other related party. NO user can be in the business of providing investment advice of any kind; if you work for any Investment or Financial Advisory firm, in any capacity, YOU MUST EXIT THIS WEBSITE IMMEDIATELY.
  • Peter S. Wyrough, an Independent Advisor Representative of Institute for Wealth Advisors, Inc., is also Chief Executive Officer and Founder of ValueWealth Services, LLC, a legal business entity.
  • For commission based business, you reside in a state where VWS is eligible to do business. Currently, those states are: Florida, Georgia, Maryland, New York, North Carolina, Ohio, South Carolina and Virginia.
  • For advisory based business, you reside in a state where VWS is eligible to do business. VWS is currently eligible to do business in most states.
  • Residents of any state not listed above can receive these services only after such time as VWS becomes registered in that state.
  • This website is not an advertisement of services available in any state other than those listed above.
  • That you have read and understand our Disclosures.
  • The content and information on this site is proprietary to VWS. You agree not to modify, copy, distribute, transmit, display, reproduce or resell any information obtained from this site.
  • We are not responsible for the accuracy and/or completeness of any information on any website we provide access to from our website.
  • Because the internet is not under our control, we are not responsible for any temporary lack of access to our site caused by interruptions to internet service.
  • We reserve the right to add, modify or discontinue any part of this agreement as we deem necessary. The user will make every attempt to review our Terms of Use on a regular basis. When any changes are made, we may notify our users at that time through email.
  • Everything on this site is the exclusive property of VWS or is being used with permission. Any copying, distributing, transmitting, posting, linking, or otherwise modifying of this site without the express written permission of VWS is prohibited.
  • VWS will make every reasonable effort to resolve any disagreements. If those efforts fail, by using this site you agree that any claim, dispute, or controversy you may have against VWS arising out of, relating to, or connected in any way with this Agreement shall be resolved exclusively by final and binding arbitration. You agree further that: the arbitration shall be held in the State of Maryland. PKS has an arbitration agreement that would supercede ours concerning any issues relating to our relationship with PKS.
  • If you violate any of the above, you open yourself up to litigation, fines, and/or prosecution for infringement, brach of copyrights, and illegal access to or use of our site.

If you have any questions about our Terms of Use, please do not hesitate to contact us.

Institute for Wealth Advisors, Inc. (IWA)

Click here to review the IWA Terms of Use.

Stephen A. Kohn & Associates, Ltd. (SAKL) – Terms of Use

Click here to review the SAKL Terms of Use.